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No interest loan scheme (NILS)

The No Interest Loans Scheme (NILS) is designed to help low-income earners (especially those on a Centrelink income) buy essential household goods such as –

NILS cannot be used for cash, loan repayments, housing costs or car repairs.

The loan is for one item at a time, for a value of up to $1,000 and can be re-paid at an affordable rate. Borrowers can apply for further loans once the initial loan is re-paid.

Eligibility

NILS applicants MUST have lived at their current address for at least six months, and provide evidence that they have the ability to re-pay the loan.

Further information and contact details

Please drop in to CISS or phone on 5996 3333 to see if we can assist.

Click here to view the NILS brochure (Opens in a new tab.)
 

156 Sladen Street, Cranbourne(03) 5996 3333
ciss@cranbourneiss.org.au